New flats for sale in a luxurious 5***** resort in Umag area with mortgage/finance possibility

We offer several brand-new lux flats of 76 sq.m. located on the first floor of residential buildings within 5***** star luxury resort in Umag area which is currently under construction and will be completed by June 2022!
There is a mortgage/finance possibility!

Beach is currently being constructed just 200 meters from the resort!
Perfect location within the cluster of 5**** star hotels of Kempinski class just a fw km from Slovenian border and overlooking Piran bay.
Best geographical position for the buyers from Slovenia, Austria, Germany, Switzerland, Poland, Slovakia and other neighbouring countries.

The resort will benefit exceptional infrastructure:

5***** star infrastructure of the complex will include:

• concierge service 24/7
• wellness and spa centre
• rooftop infinity pool
• gym studio
• rooftop fine-dining restaurant with amazing panoramic sea views, views over Slovenian scenery
• garden swimming pools
• garden restaurants and cafes (Italian cuisine restaurant, Steakhouse, etc.)
• pools, playgrounds and other amenities for children
• 18-hole golf-course

Apartments of 76 sq.m. offer entry, two bedrooms, two bathrooms, guest wc, salon with open-plan kitchen and terrace.
Floorplan is attached among the photos.

IMPORTANT NOTICE:

• it will be mandatory to pay maintenance  fees of the resort and reserve (pričuva), which are 1,50€/m2 + 0,50 €/m2 for residential flats
• each property has it's own measurement device for water, electricity, heating which will be billed to the owner.
  
  

Schedule of payments: 50% at pre-Contract stage, 50% at Final agreement stage.

Discounts: 5% discount for buyers paying 90% upfront (the discount does not apply to cost of furniture and parking).

All the prices include complete finishing, full furnishing and parking place.

Special hypotheca offer for financing purchase of apartments/villas

For individual private persons/buyers

Hypotheca can be issued to resident of EU who have incomes in EU currency.

Term of credit: max 30 years
Payment: by monthly installments (credit and interests)
Own capital: min 30% of property value
Collateral: pledge of real estate, loan up to 70% of collateral value
Account opening in Slovenia with regular inflow is obligatory
Timing: loan is issued after own capital is paid, after account with appointed bank is opened, after usage permit for purchased property is received.

Interest rates can be fixed or variable:
fixed rates
1-10 years – 1,7%
11-20 years – 2,1%
variable rates
1-10 years – 6m Euribor + 1,35%
11-20 years – 6m Euribor + 1,50%
21-30 years -6m Euribor + 1,60%

Cost and fees:
approval fee: 980 eur
notary costs
appraisal – free

Documents required:
passport copy
certificate of employment
statement of income for 2019, 2020
statement of indebtedness
bank statement of account
additional documents can be required

For corporate buyers

Mortgage finance can be provided to Croatian or EU company.

Term of credit: max 12 years
Payment: by quarterly equal credit installments
Interest rate: 6mEuribor +3%, quarterly interest payment

Own capital: min 30% of property value; 50% in case of SPV founded for the purpose of purchasing real estate and renting out the property is the only income
Appropriate creditworthiness required and cash flow.
Collateral: pledge of real estate, loan up to 70% of collateral value or 50% in case of SPV
Account opening in Slovenia with regular inflow is obligatory (or SPV account).
Timing: loan is issued after own capital is paid, after account with appointed bank is opened, after usage permit for purchased property is received.

Cost and fees:
approval fee: 0,5%
management fee: 0,1% once a year on outstanding loan balance
notary costs
appraisal – free

Please, do not hesitate to make an inquiry.